Considering private medical insurance?

By Keith Pollard on 03 November 2022

10 questions to ask a health insurance company before buying a policy

Download as printable PDF

  • Are there restrictions on which consultant I can use?
  • Are there restrictions on which hospital I can go to?
  • Are there limits on the amount paid out for certain types of treatment?
  • What treatment does it not cover?
  • Can I reduce the cost by having an excess?
  • Can I add or take away covers to have a policy that suits my needs?
  • Is there a medical helpline?
  • What cover is there for day-case treatment or as an outpatient?
  • Are GP fees covered?
  • Can I get treatment overseas?
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