American Express Insurance Services has launched Gap Insurance online for those taking career breaks or students travelling between studies.
The Foreign Office has announced that one in four gappers will suffer a bad experience whilst travelling and more than 70% of people planning to take a gap year view travel insurance as unnecessary.
Joanne Field, Marketing Manager, American Express Insurance Services says: “The Foreign Office’s comments underline that whilst organising insurance may not be the most exciting element of planning a gap break, it is one of the most important. Not all policies are the same and it really pays to do some research rather than just opting for the cheapest policy available.”
Annual travel insurance cover is usually not suitable for those wishing to take a gap year or extended break as annual policies are designed to cover frequent multi trips of around 30 days in length. Gap insurance covers travellers taking prolonged trips.
American Express Gap Insurance offers many benefits including:
- Medical Emergency & Repatriation Cover up to £10 million.
- Cancellation & Curtailment up to £5,000.
- Personal Liability up to £2 million.
- Personal Baggage up to £1,500.
- Personal Accident up to £30,000.
- Missed Departures/Connection.
- Travel & Personal Baggage Delay.
- 17 days’ Winter Sports cover.
Joanne Field adds: “A good, comprehensive policy with a 24-hour helpline can be invaluable - not just in a medical emergency but in a variety of situations. For example, our policy will even help in the event of plumbing emergency at home or if a close family relative back in the UK becomes ill with an unforeseen illness or injury.”