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LV= reduces cost of mortgage payment protection cover

LV= has improved the flexibility and lowered prices for its mortgage and lifestyle protection product. The changes target greater flexibility in matching cover to customer sick pay and redundancy arrangements as well as a new pricing approach.

A mortgage guarantee has also been added, to help those who are self-employed or whose income relies heavily on commission and bonuses. This will use the average regular monthly mortgage payments over the previous 12 months if they need to claim and cannot provide proof of earnings to support their level of cover.

The insure has simplified unemployment cover with a new low rate band for those in lower risk occupations.

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LV= reduces cost of mortgage payment protection cover
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