Key reasons for taking out private health insurance

Health-on-Line reveals the results of research that highlights the top reasons why the public is looking for private medical insurance.

Mike Dalby, director of Health-on-Line, says: “Our research shows that the majority of reasons for taking out private health insurance centre on concerns about the NHS. When seeking health insurance, the top reason was NHS waiting lists hindering a faster recovery. This was closely followed by access to better quality treatment and advice and then clean hospitals. Tellingly, clean hospitals has climbed up the ranks as a key motivator. With ongoing concerns and headlines on this subject, I expect this to retain a prominent position in the reasons why list”.

Dalby adds: “We have seen an increase in the number of people taking out individual PMI who have had cover through a company scheme in the past. The final two reasons for PMI cover are that consumers are looking for more comfortable hospitals – indicating that patients are concerned with the quality of their surroundings and the service they receive when in hospital - and the ability to see a specialist at a time that suits them. There is an increase in enquiries from the self-employed, driven by a lack of trust in the NHS to resolve health issues quickly and effectively, preventing a swift return to work.”

Dalby concludes: “Despite headline figures about increasing NHS expenditure, our results reinforce the long-held belief that persistent issues with the NHS are driving individuals to consider private healthcare as their only alternative. We believe that growing frustration from the public and a need for reassurance have been major drivers behind the increase in enquiries for private medical insurance that we’ve seen over recent months”.


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Key reasons for taking out private health insurance
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