International private medical insurer InterGlobal urges expatriates to urgently check their level of cover as some plans fail to provide evacuation cover for serious medical conditions and others could force expats to abandon their dependants in overseas jurisdictions.
Medical evacuation cover should entitle you to be accompanied by your partner and all dependent children in the case of a medical emergency, but many plans only allow a single adult to accompany the patient.
Plans should also include non-emergency evacuation to a high quality medical facility for more minor medical conditions if no adequate treatment is available locally. Some plans only provide evacuation if a condition is life threatening.
Peter Rousseau at InterGlobal says, "Some expats believe they are receiving a higher level of evacuation cover than is actually the case. This could leave them or their families seriously exposed in the event of a medical emergency and we urge all expats to check their cover carefully. We have heard of cases of expats being forced to leave their spouse and children behind because their evacuation cover was inadequate.”
International health insurance: News update: 13 January 2010