Bright Grey improves income protection offering

Bright Grey has improved its income protection offering by improving cover limits and including the services of HCML, a rehabilitation case management company.

The rehabilitation service complements Bright Grey's existing Helping Hand and introduces a greater degree of support for getting people back on their feet. Once it is decided that a claimant would benefit from the service, the HCML team will assess the needs of the client and assign a case manager who will plan a programme of rehabilitation and recovery to help the person return as close as possible to their pre-injury or illness levels of health and fitness.

Ian Smart at Bright Grey says, “HCML’s rehabilitation service will benefit those people who require additional support in order to get their life back on track. If a person has been away from work for a long time recovering from an illness or accident, it can be hard to get back into a daily routine. We recognise that some people with long-term conditions require additional support to help them to move on."

Improvements to Bright Grey's income protection offering:

  • Maximum benefit increased from £75,000 to £150,000 a year
  • Maximum benefit for house persons and those who are not receiving a salary, increased from £12,000 to £16,800
  • Maximum Cover Increase Option increased from £3,000 per annum to £8,000 per annum
  • Applicants can now include taxable benefits in kind such as a company car, private medical cover or loans, when assessing their gross annual earnings.


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