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International Health Insurance : Lebanon Conflict

An estimated 22,000 British passport holders have been caught out in Lebanon by the conflict.
 
Many are holidaymakers, but others are working or on a long stay.
 
The UN and British government are trying to evacuate most of them.
 
For individuals and small businesses with people working in countries where   armed conflict could flare up quickly, international health insurance can help.
 
As “ war risks “ are something that few insurers are prepared or authorized to insure, it is unusual for a policy to include non-medical emergency evacuation.
 
One that does is IHI Superior.
 
Most policies do include helplines, which can give advice if an emergency situation arises.
 
In sudden emergencies such as Lebanon, most insurers will try to help.
 
One reason why few insurers cover such non-medical risks is that in a sudden flare up it is common for all civilian flights out to be cancelled, including rescue helicopters. Leaders of the various factions will negotiate with governments or the UN, but not with businesses.
 
It is timely reminder that working abroad is fraught with risks that do not occur at home. And of the need for international health insurance.
 

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International health insurance : News update: July 2006