Dental insurance : Hints and tips

If you cannot find an NHS dentist, or want to use a private dentist, it makes financial sense to get dental cover. Dental treatment can be very expensive and you have to choose whether to buy insurance or to pay for treatment as it arises from your own income or savings.

With a dental payment plan, you pay a regular monthly amount instead of settling bills after treatment. This can be an effective way to spread the costs if you are likely to require a lot of treatment.

Dental insurance policies cover routine check-ups, as well as the costs of all dental work, including dental accidents and emergencies.

Most dental insurance policies require you to be signed up for around three to six months before they will pay out for treatment.

Another alternative is to consider getting private dental treatment overseas.