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Critical illness insurance
For most people, a serious illness which stops income would be a major financial problem. Many homes rely on two incomes to sustain a decent standard of living. That standard could be shattered if one income suddenly disappeared for good.
If you are diagnosed with a life-threatening condition, critical illness insurance cover pays you a lump sum. The policy specifies the illnesses covered. No two critical illness insurance policies are alike; each insurer has their own list of covered illnesses. Some policies only cover a few, some allow you to choose which ones to protect.
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Private Healthcare UK provides useful guides about health insurance. Our guides cover:
- Private medical insurance (PMI) for individuals
- PMI for small business
- Cancer insurance
- Income protection insurance
- Life insurance
- Funeral plans
- Critical illness insurance
Choose a guide to read
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