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Liverpool Victoria

Health insurance company

50 Plus

  • Up to £25,000 life cover to help with things like funeral expenses when you are no longer around.

Age

50 to 80

Benefits

  • Amount of cover depends on age and sex
  • Death
  • Level benefit basis
  • Guaranteed acceptance
  • Premium fixed for period of policy
  • Accidental death cover only for first 12 months
  • No medical or health questions
  • Premiums returned if die naturally within 12 months
  • Cover continues for free when you become 90

Notes

  • Your cover amount is fixed when your plan starts and does not change
  • It won't keep up with inflation and will buy less in the future
  • Premiums paid might be more than the cash sum paid when you die
  • Payment normally goes to your estate, so inheritance tax could apply

Internet details

Funeral plans
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