Having asthma may impact on your choice of destination and activities during your holiday but with adequate planning and specialist medical travel insurance your options should be less limited.
When choosing you destination you should be mindful that cold air can set off asthma, so you may need to increase your use of preventive medication. Pollution is a problem in many cities in Asia and some in Latin America such as Mexico City. There are extra risks if you go to an area where they burn rainforests, for example Indonesia or Borneo.
You should watch out for increased ozone on hot summer days but dry conditions such as deserts can often have a beneficial effect on asthma. In general, people with asthma will have no greater tendency to suffer the effects of altitude or acute mountain sickness than others but high altitude may alter the performance of inhalers.
Insurers will require quite specific details about your condition, to ensure they offer adequate cover, and the quotes for asthma travel insurance will vary from person to person and depend on a range of things such as:
- Your age
- The medicines you use
- The number of emergency admissions you have had
- Where you are travelling to
- Any other conditions you might have - all travel insurance policies require you to disclose any information about all existing and pre-existing medical conditions. If you do not do this, the insurance company can rightly claim it was misinformed and may not pay out if you make a claim.
Some insurers will ask you to get permission from your doctor or asthma nurse before travelling. Asthma sufferers are generally advised not to travel to highly polluted destinations without advice and planning or to journey during a flare-up. Under no circumstances should asthma sufferers go scuba diving.