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Wiltshire Friendly enters small group income protection market

Wiltshire Friendly Society is targeting the small group income protection market. Each one will be bespoke.

The product has a minimum of five lives, and deferred periods from four weeks, limited payout terms or reduction terms. Employees have the option to increase the terms, or top up policies, taken out by their employers on an individual basis, while group underwritten.

As choosing a company to provide income replacement insurance for employees is a big decision for businesses, the society suggests that the company takes financial advice from professional advisers.

Wiltshire believes that providing a solution, which offers good value for money is just the start. As a mutual organisation it is able to run a business in a way that puts the needs of members first. One of the benefits to this approach is that they say they always pay out on genuine claims. The aim is to make sure claims are assessed and benefit paid as efficiently as possible.

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Wiltshire Friendly enters small group income protection market
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