Engage Mutual has launched an enhanced Over 50s Life Cover Plan which offers policy holders and their families free advice on elderly care from care advice experts, Grace Consulting, together with help in managing a bereavement by directing them to the services of the Bereavement Advice Centre.
From only £8 per month, the plan provides a guaranteed tax-free amount that can be claimed on the death of the policyholder. Premiums are fixed for the life of the plan and cease at age 90, although cover continues until death.
In response to customer feedback, free elderly care advice has now been included as a benefit on all new policies. These additional features are designed to help customers and their families plan for and manage what can be stressful events.
Understanding the rights of those concerned is critical when elderly care assistance is required, as is access to information on the options available. Policyholders and their families qualify for free guidance from leading independent care advice specialists, Grace Consulting. The Grace Care Guidance service is a useful information and advice point for a range of elderly care issues. Policyholders also qualify for discounts on any additional, paid-for service levels they choose to access from Grace Consulting.
Dealing with the emotion and practicalities of a death can often feel overwhelming. To make assistance readily available, when a claim is made on the policy the caller will be given the option to be put through to the Bereavement Advice Centre. This not-for-profit organisation gives free advice to help deal with a range of issues, including: registering the death; finding a funeral director; tax; and probate.