Scottish Provident has made substantial changes to its critical illness definitions.
It now offers additional cover for low-grade prostate cancer and an early form of breast cancer known as ductal carcinoma in situ (DCIS). The more common treatment for DCIS, a lumpectomy, is also covered.
As part of the changes Scottish Provident has also introduced five new definitions:
- Intensive care - requiring mechanical ventilation for 10 consecutive days
- Pneumonectomy - removal of a complete lung
- Encephalitis - resulting in permanent symptoms
- Multiple system atrophy - resulting in permanent symptoms
- Systemic lupus erythematosus - with severe complications.