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RIAS launches life cover for over 50s

Over 50s specialist insurance provider RIAS has launched a new over 50s life assurance policy providing guaranteed cover with a cash lump sum payable on death.

The Over 50s Life Plan offers customers between 50 and 75, guaranteed acceptance and can help pay for funerals that have risen 66% in price over the past seven years to an average of £2733. It is underwritten by Fortis Life.

Cover includes:

  • Three times cash sum paid out if you die accidentally within the first two years
  • One and a half times premium back if you die for other reasons in the first two years
  • No premiums to pay after 90th birthday
  • 10% extra with the funeral benefit option if using the proceeds of the plan to pay for funeral costs
  • Option to increase the cover every year to keep pace with inflation
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RIAS launches life cover for over 50s
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