Pulse Insurance offers Harbour life insurance for people who are HIV positive. There are 83,000 people living with HIV in the UK.
The ten-year policy offers up to £200,000 of accidental death cover. It now offers either £10,000 or £25,000 life cover, without a doctor’s report or medical examination.
Paul Sandilands of Pulse, which is a specialist life insurance provider that also offers cover for a wide variety of medical conditions including diabetes, heart issues, cancer and depression, says: “ A person living with HIV is entitled to be able to provide for their family and dependents without worrying about jumping through hoops or having to undergo lengthy and intrusive medical enquiries.”