Perfect Health Insurance has launched a cash plan that provides benefits, including optional income protection cover in case of accident or illness prevents you working, with income replacement monthly payments of up to £1500.
The new policy offers traditional dentistry, optical and hospital benefits. It also includes new benefits such as car-parking costs of up to £45 per day for friends and family visiting patients in an NHS hospital.
Andrew Tripp of Perfect Health Insurance says, “Last year, when I suffered a heart attack and was forced off work for almost three months I was fortunate enough to be adequately insured, but I was aware that others might not be so lucky. I realised there was a gap in the market in terms of a policy to cover this eventuality so I worked closely with underwriters to create an affordable policy that provides day-to-day benefits when people are healthy, such as dental and optical benefits, but more importantly offers them support in case of hospital stays and forced absence from work through accident or illness”.
The policy is aimed primarily at sole traders and employees in small businesses whose livelihood may be at risk if they suffer an accident or illness that prevented them from working for a long period of time.
The new plan is available from just £16.50 per month and the policy that includes six monthly payments of £1500 is just £49.50 per month or £98.40 for a married couple.