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Reasons for lack of life insurance


New research from Confused.com says that 50% of adults  do not have a life policy in place, worryingly, of those without life insurance, 29% have children and 52% are married, meaning loved ones would be left financially disadvantaged should the worst happen.


31% do not to take out life insurance because they do not benefit from it personally. With life insurance policies costing an average of just £22.29 a month, it is not affordability that is the problem.


Matthew Lloyd at Confused.com says, "It is worrying that people are blaming cost for not having any life insurance when they spend so much money on other things, which are arguably less important than future planning for their loved ones. With over 50% not having life insurance and 56% of their partners not having life insurance this shows a worrying future for peoples loved ones. The benefit of life insurance is peace of mind; knowing your family will be looked after financially."


Shopping around for the best deal available is essential in finding the right policy at the right price.

Life insurance news: 31 October 2011