Breast cancer patients are being unfairly discriminated against when they travel abroad. Some sufferers could be paying up to 200% more in insurance premiums than others in the same condition, according to research by travel insurance company AllClear.
Nikki Hunt, of AllClear, comments, “The premiums paid by breast cancer patients in the travel insurance market cannot be justified when compared to the actual claims that are made, and the risk being underwritten by the insurer. Breast cancer patients receive far poorer insurance deals than travellers who suffered from a respiratory condition. While much attention has focused on cancer patients compared with those travellers in good health, no one has actually looked at the anomalies within the quotation systems of many companies claiming to specialise in pre-existing medical insurance. Suffering from breast cancer should not be a barrier to travel, neither should sufferers be paying over the odds. What is particularly unfair is that cancer appears to be being singled out as warranting a much higher premium than other less-threatening conditions, even though breast cancer costs the insurance industry considerably less in terms of claims."
Travel insurance: News update: October 2008