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Two thirds of people living together don't have a will


66% of people living together as a couple do not have a will, according to surprising new research by Confused.com.


The new survey of 2000 co-habiting and married adults also reveals that 50% of people living with their partner do not have life insurance.


Unsurprisingly, the number of people who do have wills rises with age: 66% of over 55s have a will, compared to just 24% of 18-24 year olds. However, 47% of over 55s who are co-habiting or married do not have life insurance.


Despite not having financial plans laid for the future, 65% of couples do have mortgages, 45% of which are in joint names, and 28% say they could not afford the funeral if their partner or spouse died.


Matthew Lloyd of Confused.com warns. "If you do not have life insurance then your partner may find themselves facing money worries as well as grief should the worst happen. The cost of life insurance is lower the younger you are and so you can save money by signing up for a policy at a younger age. There is a myth that unmarried partners are automatically protected but this is not the case. If one partner in a couple dies but you were not married or registered civil partners then you will not automatically get a share of you’re the estate.”

Life insurance news: 6 November 2011