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First US international insurer in India

CIGNA logo

Global health insurer Cigna and TTK Group, the Indian conglomerate, have signed a joint-venture agreement to sell a range of health, wellness and insurance products across India, making Cigna the first U.S. insurer to apply for entry into India as part of a stand-alone joint venture health insurance company.


Cigna and TTK have begun the process of seeking approval from India’s Insurance Regulatory and Development Authority and plan to submit a comprehensive filing early next year. Full license to operate is not expected until 2013.


Health care is the fastest growing sector of the Indian economy. With 1.2 billion people – one-sixth of the world’s total population – India is experiencing an increase in chronic conditions and lifestyle diseases such as diabetes and hypertension, mirroring worldwide trends. Health care spending is expected to grow significantly over the next decade, giving rise to interest in leveraging successful health management programs and systems. Cigna offers differentiated health insurance solutions, including health and wellness programs that support customers in making lifestyle changes and managing chronic medical conditions.

International health insurance news: 28 November 2011