Westfield Health has improved the Chamber Primary Health Plan to include cognitive behavioural therapy (CBT) as part of the package of benefits. CBT is recognised as an effective treatment for many mental health conditions, including depression and anxiety disorders. Other new benefits include an online personal health risk assessment, dental trauma and chiropody.
Dental benefits have more than doubled with the dental benefit being increased by an average of 18% on levels 1 and 2, and the introduction of a dental trauma benefit. As one of the most popular benefits, the optical benefit has also been increased by an average of 31% on levels 1, 2 and 3.
The plan now offers an employee assistance programme including CBT as a core benefit and, with a stand-alone scanning service and consultation benefit the plan offers a comprehensive diagnostic service. These improvements to the plan have been added without any increase in corporate premiums on levels 1 and 2.
The plan is provided by Westfield Health as the British Chambers of Commerce (BCC) official health cash plan supplier and is available exclusively to BCC accredited and affiliated chambers.
Jill Davies of Westfield Health says, “Working with the BCC, we are responding to developments in the healthcare and employee benefit markets. Employers are looking for a sustainable plan with innovative benefits that will help to recruit and retain staff, improve productivity, staff morale and motivation.”
It has been necessary to increase level 3 corporate premiums by just 80p per employee, per week - the first increase since 2007. A new fourth level of cover has also been introduced in response to employer requests for a higher level of cover with increased benefits.
The new online personal health risk assessment gives employees and their family the opportunity to complete an online assessment to show how their lifestyle impacts on their health and the risk of them developing major diseases such as cancer or coronary heart disease.
Health cash plans: News update: 10 November 2010