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Elderly people paying higher care home fees than a local authority

Partnership Assurance

Partnership estimates elderly people paying their own care home fees may be up to £111 more per week for the same levels of care as local authority funded residents.


Private care fees payers frequently cross subsidise local authority placements, and risk running out of money and falling back on the state themselves because of lack of appropriate financial advice. Data shows that self-funders pay on average £111 more than their local authority counterparts in care homes. Private payers are poorly served. Not only do they frequently subsidise local authority residents they lack proper financial advice and run the risk of depleting their assets and falling back on the state. One reason why private pay fees are higher is that self funders tend to go to care homes which charge premium rates, or occupy the best rooms in any given home – but it is not the only reason.


Chris Horlick, at Partnership says, “Self funders are some of the most poorly served people in the care system.  It is common knowledge within the care home business, that self-funders usually pay more than state funded residents in the same home for the same type of room and the same level of care.” 


Long term care insurance: News update: 25 November 2010


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