Independent travel Insurance specialist, World First Travel Insurance, is warning holidaymakers who are heading off to the slopes this winter to make sure they have travel insurance in case they join the many ranks of people who have an accident whilst on a ski holiday.
Some of the most common ski and snowboard accidents include:
- Ruptured ligaments in the leg.
- Fractures of the lower leg.
- Broken bones, particularly wrists and ankles.
Martin Rothwell of World First Travel Insurance says, "Accidents on the slopes are the most common cause of medical travel insurance claims and every year we pay out on claims to cover expenses for treatment, extended accommodation and transport. We also repatriate many people back to the UK and in the event of a fatal accident we do return the body to the UK, which fortunately is not very common. Having travel insurance not only provides travellers with peace of mind, it also means that the costs of any medical treatment are covered, providing of course that the policy is valid-the accident is not as a result of excessive alcohol consumption or use of illegal substances."
The cost of medical treatment where skiing and snowboarding are popular can be extremely high, as most people will be automatically funnelled into a private healthcare system. For example, to pay for treatment for the most common skiing accident, that of a ruptured ligament in the leg, costs in the region of £20,000.