Morgan Freeman and Jack Nicholson’s film, ‘The Bucket List’, saw two men with terminal cancer planning the trip of a lifetime, based on a list of things to do before they ‘kick the bucket’. As Freeman and Nicholson’s inspiring characters showed, a terminal diagnosis doesn’t have to mean putting your life on hold. But some people with a terminal diagnosis may think they cannot take their own trip of a lifetime because they will not be able to get travel insurance cover.
Specialist insurance provider, goodtogoinsurance.com, which provides travel insurance for people with a range of pre-existing medical conditions, aims to make travel cover as accessible as possible for people with a terminal prognosis. It offers tips on what should be considered before booking a special trip.
Iain Sykes of goodtogoinsurance.com says, “Anyone facing a terminal prognosis may assume that they cannot get travel insurance to cover their condition, ruling out that last trip to fulfil a dream or to spend quality time with family or friends. But that does not have to be the case. “We can medically screen anyone with a pre-existing condition and in many cases they can be covered as long as they have a prognosis of six months or more from the last day of their holiday. Our screening process allows more people to enjoy foreign travel, safe in the knowledge that they have access to appropriate medical support should they require it. However, because of the high charges for medical care in some parts of the world, people with a terminal prognosis should carefully consider their destination. Where they go could have a big impact on the cost of their travel cover. For example, medical care is notoriously expensive in the USA so cover could be impossible to obtain or otherwise extremely expensive. However, cover for most destinations throughout Europe is more reasonable. Many people wanting to travel the world still do not realise that travel cover is available for a huge range of pre-existing conditions, including cases where a terminal prognosis has been given.”