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New travel insurance restrictions from Marks & Spencer Premium Club

Marks and Spencer logo

Membership of Marks & Spencer’s Premium Club is to become more expensive as the retailer announces a 50% increase in monthly charges from £10 to £15. The credit card includes family travel insurance.


The retailer made some disturbing changes to the terms and conditions of its worldwide insurance. Members who find themselves in the position of wanting to make a claim will now have to pay upfront for any paperwork they may require.


Anyone falling ill while they are abroad must now pay for a medical certificate before the insurer will agree to fly them home or pay for any expenses incurred. The medical certificate has to come from someone who is recognised under the law of the country in which a member becomes ill. It will not be valid if it has been written by a travelling companion or a member of the patient’s family.

Travel insurance news: 14 March 2011