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Travel insurance is essential

scheduled flight, stretcher and doctor escort

Many people deeply regret not taking out travel insurance. They think their credit card accident cover, home insurance, or private health cover is sufficient. In these troubled times, it is foolish to travel abroad without insurance.

 

An emergency abroad can be extremely expensive. If you need to be returned to the UK it could cost you thousands of pounds, unless you are adequately insured:

 

  • £35-45,000 - air ambulance from USA’s East coast

  • £12-16,000 - air ambulance from the Canary Islands

  • £15-20,000 - scheduled flight, stretcher and doctor escort from Australia

 

Remember: the British Embassy or High Commission will not pay for this.

 

What should your travel insurance policy cover?

 

  • Medical and health cover for an injury or sudden illness abroad.

  • 24-hour emergency service and assistance

  • Extra costs incurred to get home

  • Extra cover for activities that are commonly excluded from standard policies, such as jet skiing

  • Most policies will not cover drink or drug-related incidents

  • 60% of travel insurance policies now cover terrorism
Travel insurance news: 25 March 2011