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Swap ash for cash

LifeSearch

The UK's annual no smoking event gives smokers the perfect chance to save cash on their finances. No Smoking Day on 10 March will give smokers a great opportunity to kick the habit and save themselves thousands of pounds on their future life insurance premiums.

 

Insurance companies consider ex-smokers to be non-smokers a year after they have given up.  Being classed as a non-smoker means that, for life and critical illness insurance, premiums could become around 50% less expensive. 

 

Matt Morris at LifeSearch says: "It is important to make sure you have a new policy in place before cancelling the existing one, as a new policy could turn up some nasty surprises in underwriting and may even be declined if your health has changed."

   

Life insurance: News update: 3 March 2010

 

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