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Swap ash for cash


The UK's annual no smoking event gives smokers the perfect chance to save cash on their finances. No Smoking Day on 10 March will give smokers a great opportunity to kick the habit and save themselves thousands of pounds on their future life insurance premiums.


Insurance companies consider ex-smokers to be non-smokers a year after they have given up.  Being classed as a non-smoker means that, for life and critical illness insurance, premiums could become around 50% less expensive. 


Matt Morris at LifeSearch says: "It is important to make sure you have a new policy in place before cancelling the existing one, as a new policy could turn up some nasty surprises in underwriting and may even be declined if your health has changed."


Life insurance: News update: 3 March 2010


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