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No Smoking Day could help lighten life and critical illness insurance premiums

norwich union healthcare

With over 1 million people planning to quit on No Smoking Day this week, Norwich Union advises that people could get dramatically lower life insurance premiums by giving up the ‘evil weed’.


By kicking the habit and applying for life cover as non-smokers, people could see monthly premiums cut by up to almost half. For some this could mean life cover for little more than the cost of a packet of 20 cigarettes.


Although the insurer is keen to warn that this won't happen overnight. Individuals will have to steer clear from tobacco products for a full 12 months before being classed as non-smokers. For those who do manage to quit, however, the savings can be substantial.


Louise Colley at Norwich Union says: "People stand to make a double saving if they give up their smoking habit. As well as not spending more than £5 on every pack of 20 cigarettes people could save by cutting the price of their insurance too. People who smoke have an increased risk of heart disease, breathing disorders and cancer, which is why non-smokers often pay significantly less for life insurance and critical illness policies."


Health insurance: News update: 12/03/2009


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