Life insurance premium back if you live

The Children’s Mutual has launched of a very different life policy, the ACE Return of Premium Term Life Insurance policy.

Traditional term life policies ask you to pay regular insurance premiums on the understanding that if you die during the policy term a payment will be made to your family. But, if you survive the term, you receive nothing back.

The Children’s Mutual has teamed up with insurance experts ACE Europe Life Ltd to offer the ACE Return of Premium Term Life Insurance policy, which gives families the financial security of up to £100,000 cover in the event of death. But – here’s the twist – with a guarantee that if the worst doesn’t happen all premiums paid will be returned. So, as well as peace of mind throughout the term of the policy, you’ll have something to look forward to at the end of it too.

Designed to be easy and affordable as well as rewarding, the Return of Premium Term Life Insurance can be applied for online by simply completing 4 straightforward questions to check eligibility. There is no medical to pass.

David White of The Children’s Mutual comments, “We are delighted to announce the launch of what we believe to be the only product of this kind in the UK. We have worked closely with ACE Europe Life to develop a form of Term Insurance that will offer our customers reassurance and value throughout as well as giving them an added reward at term end.”

It is truly a win-win situation: protection for loved ones should the worst happen, and money back if it doesn’t: 

  • Peace of mind for the whole family
  • Up to £100,000 of cover
  • All premiums back if you survive the full policy term
  • Quick and easy application process
  • Variable length of policy from 5 to 18 years
  • Affordable monthly payments

To celebrate this innovative new product, a special introductory incentive is being offered - pay just 99p a month for the first 2 months of cover. And if your partner also takes out cover they pay just 99p a month for the first 2 months as well, plus receive 15% off all their monthly premiums after that.

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