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The implications of a new partnership to fund long-term care

The Chartered Insurance Institute

The Commission on Funding of Care and Support (the Dilnot Commission) is due to set out its final recommendations in early July, to overhaul the way long-term care is funded in the UK.


‘Who Cares?' a report by he Chartered Insurance Institute (CII), assesses the possible implications for consumers and financial services of a likely new partnership model.


The CII's central argument is that the new model may address some fairness issues associated with the current system, problems will still persist. This could have serious consequences for consumers.


Many individuals will still need to consider using assets to fund long-term care even though many appear to be reluctant to use their home as a means to fund this cost.


For the private sector and consumers to be able to plan effectively for the future, they must be confident that the funding model the government chooses will be here to stay. Government and opposition must provide certainty around future rules, and not change the rules every few years to make political points.

Long term care news: 8 July 2011

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