When diagnosed with a life-changing critical illness there are numerous factors to consider, and quite ironically, death, in this instance, might not be the most pressing. Critical illnesses leave trails of destruction within every family afflicted, both emotionally, but especially financially, with some finding themselves in severe debt.
www.criticalillness.org.uk offers advice on how best to deal with unexpected death and financial woes:
Critical illness cover is especially useful to those families undergoing such emotional heat ache for the simple reason of cost – paying less for the exact same policy. The horror with critical illnesses is the unfortunate fact that it can strike at any time, acting as a cruel reminder of the savagery of nature. Whether cancer, M.S, organ transplants, or strokes, those affected are much better taking out a comprehensive critical illness insurance policy to cater for this unfortunate possibility. The policy will act as a reliever of financial stress and difficulties, providing a lump sum that can be used to fund treatment, help the recovery process and cater for all other expenses the sufferer deems necessary.