Life insurers are offering an increasing range of
extras to policyholders, in a bid to boost take-up of the product. But insurers
do not offer these on all their life products, and some are only available from
products sold via specialist intermediaries.
One of the most unusual benefits of life
insurance being offered by Legal & General is a 24 hour rescue service to
help with unexpected hitch .It also offers a free online service offering
personal advice on lifestyle health and fitness and a free online health check
and risk assessment
LV= life insurance policy offers a free online
personal advice service on lifestyle, health and fitness as well as a free
online health check and risk assessment as its added benefit. It also offers
discounted health services such as gym membership and screening tests/
Money can also be saved on life insurance
premiums by taking these factors into account:
- The younger you start your life insurance
policy the cheaper the premium
- Females may get cheaper premiums as on average
they live longer than men
- Non-smokers who drink very little may see
cheaper premiums as a result
- If you are overweight, you will likely pay more
for life insurance
Matt Lloyd at Confused.com says, “While the extras should not distract you from
choosing the right policy, it is worth making use of any benefits the insurer
offers; after all you are paying for it. Life insurers are offering a range of
benefits to customers such as counselling and health assessments.”
Life insurance news: 19 January 2012
