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Zurich reports fourth annual increase in critical illness payments

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Zurich has released critical illness figures for 2009 that show a 28% rise in the total number of claims paid out since 2005.


The number of critical illness claims paid out has risen for the fourth consecutive year with 814 settled in 2009, compared with 746 for 2008, 710 for 2007, 702 for 2006 and 584 paid in 2005.


The number of critical illness claims declined last year remains static compared to 2008 at 7%. Of those declined, 8% of claims were declined due to the definition of the condition not being met while just 1% were as a result of non disclosure.


The amount paid out in critical illness claims has increased, with £62.3 million for claims in 2009 compared to £58.5 million in 2008. Cancer remains the most common condition accounting for 48% of total critical illness claims paid in 2009, followed by heart attack whilst stroke was the third most common condition.


Phil Brown of Zurich says, "The causes of critical illness claims remain similar though stroke has replaced multiple sclerosis as the third most common condition. Regardless of the reason for the claim, we are keen to stress the vast difference we make to customers and their families lives by paying millions each year in claims to help them cope in extremely difficult circumstances. The fact that the number of claims paid continues to rise should help improve consumer confidence as well as raise awareness of the benefits of having some form of mortgage or family protection in place."


Critical illness insurance: News update: 29 January 2010


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