The Ski Club of Great Britain has issued holidaymakers with tips for taking out insurance for ski holidays this winter.
The top tip on the list includes ensuring that the travel insurance policies cover activities such as snow shoeing, dog sledding, heli skiing, parapenting and tobogganing as well as regular ski activities.
Skiers are advised to clarify exactly what is covered under off-piste skiing and whether this cover comes as standard.
"You may not intend to ski off-piste and therefore believe you do not require off-piste cover, you may end up off piste unintentionally if you fall from a lift into an off-piste area, or a piste is closed and you must traverse across an unpisted area instead," the Ski Club says.
The Ski Club also highlights that ski races - even fun races for children in ski schools - are not always covered as standard by insurance providers.
You must have adequate travel insurance cover if you are planning to go on a ski or snowboard holiday.
It’s a sad fact of life that skiing is dangerous and a number of people get injured each season. Rescue can be very expensive, sometimes involving the use of helicopters, and treatment can be long and costly.
Travel insurance: News update: January 2008