The ABI and government have agreed that the long-standing concordat and moratorium on genetics has been extended to 2017. The next review will take place in 2014.
The concordat and moratorium on the use of predictive genetic test results means people can insure themselves and their families, even if they have had an adverse result from a predictive genetic test. The moratorium has proved effective since its introduction in 2001 and has now been extended to 2017. The moratorium means the results of a predictive genetic test does not affect a consumer’s ability to take out any type of insurance other than life insurance over £500,000. Above this amount, insurers can only use adverse predictive genetic test results for the sole approved test for Huntington’s Disease.