Health insurance needs to change

Queen’s Speech – Health Bill

“The voice of patients and the role of doctors will be strengthened in the National Health Service.”

The purpose is to:

Implement the Government’s proposals for a sustainable national framework for the NHS; to support a patient led NHS focused on outcomes; and to deliver on the commitment to reduce bureaucracy.

The main benefits:

  • To create an NHS led by clinical decision-makers that is more responsive to patients and fosters continuous quality improvements
  • To help shape a healthcare system that drives up standards of care, eliminates waste and achieves outcomes that is amongst the best in the world
  • To focus more on patients, ensuring they genuinely share in making decisions about their care and have more choice and control

The main elements:

  • To establish an independent NHS Board to allocate resources and provide commissioning guidance, and to allow GPs to commission services on behalf of their patients
  • To improve efficiency and outcomes by strengthening the role of the Care Quality Commission and developing Monitor into an economic regulator to oversee aspects of access and competition in the NHS
  • To take forward proposals to significantly cut the number of health quangos, helping cut the cost of NHS administration by a third

Effect on private medical insurance:

  • None directly
  • Any anti-NHS marketing will be counter-productive
  • 6-week wait covers will have to be rethought


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