Ski and snowboard enthusiasts looking to hit the slopes this winter should ensure they have adequate travel insurance cover in place for themselves and their families, and this must include winter sports cover, says MoneySupermarket.com.
Research reveals that policies covering winter sports can vary a great deal from provider to provider, with exclusions and caveats commonplace as well as cover levels. It is crucial to check the small print.
Frequent skiers and snowboarders should be aware that some policies only cover hitting the slopes for a set number of days per year or a maximum number of ski trips. So for those planning multiple winter sports trips they may not be covered for the whole time they are on the piste.
Bob Atkinson at MoneySupermarket says, "Travel insurance is an essential item when planning any holiday, and even more so for a trip involving adrenaline-fuelled winter sports like skiing and snowboarding. Skiers should pay close attention to the detail of their policies and ensure it includes winter sports protection such as piste closure, avalanche closure and off-piste skiing. In the event of a more a serious injury, where extensive treatment and air ambulance repatriation are needed, the cost could rack up into tens of thousands of pounds. It is essential to check whether emergency transport to hospital and back home is included in the policy wording under medical expenses."