Independent travel Insurance specialist, World
First Travel Insurance, is warning holidaymakers who are heading off to the
slopes this winter to make sure they have travel insurance in case they join
the many ranks of people who have an accident whilst on a ski holiday.
Some of the most common ski and snowboard
- Ruptured ligaments in the leg.
- Fractures of the lower leg.
- Broken bones, particularly wrists and ankles.
Martin Rothwell of World First Travel Insurance
says, "Accidents on the slopes are the most common cause of medical travel
insurance claims and every year we pay out on claims to cover expenses for
treatment, extended accommodation and transport. We also repatriate many people
back to the UK and in the event of a fatal accident we do return the body to
the UK, which fortunately is not very common. Having travel insurance not only
provides travellers with peace of mind, it also means that the costs of any
medical treatment are covered, providing of course that the policy is valid-the
accident is not as a result of excessive alcohol consumption or use of illegal
The cost of medical treatment where skiing and
snowboarding are popular can be extremely high, as most people will be
automatically funnelled into a private healthcare system. For example, to pay
for treatment for the most common skiing accident, that of a ruptured ligament
in the leg, costs in the region of £20,000.