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Ensure holiday dreams do not become a nightmare

moneysupermarket.com travel and health insurance

Research from Moneysupermarket says that 58% of holidaymakers delay buying cover, opting not to take out travel insurance as soon as they book their holiday. 30% leave it to within a month of their departure date. Families should also bear in mind the number of trips they are likely to take in one year, as its often more cost effective to buy an annual multi-trip policy.

 

Bob Atkinson at moneysupermarket.com says "Holidays often mean precious family time, and having cover in place as soon as you book your holiday ensures real peace of mind. When comparing travel insurance policies, take some time to work out exactly what level of cover you need and do not let a couple of pounds now mean you are left under-insured when it really counts."

 

MoneySupermarket.com recommends at least the following level of cover:

 

  • £2m for medical expenses
  • £1m personal liability
  • £3000 cancellation - or enough to cover the total cost of your holiday
  • £1500 baggage
  • £250 for cash
  • Policy excesses under £100
  • Cover for scheduled airline failure and end supplier failure as desirable
  • Delay cover

 

Travel insurance news: 14 February 2012