Sport at
every level has an international aspect with teams and individuals travelling
far and wide to compete in tournaments.
Sportscover
provides travel insurance for both amateur and professional sports, with the
emphasis on popular amateur sports, such as cycling. Murray Anderson at
Sportscover says, “Sport still raises money for trips. The trips may be
shorter, or have fewer attendees, but people still want to attend training camps
and competitions. Medical expenses outside of Europe are increasing rapidly so
ensuring your policy covers medical while playing is important. Repatriation is
another important issue. Teams travelling to or from Australia, for example,
might have to send a player back home in the event of a major injury, which can
be very expensive. Sometimes it is cheaper to pay a higher class of airfare to
get them home rather than paying the daily cost of a stay in hospital.”
Whether it is bowls or darts, anyone taking part in an overseas sports
tour needs travel insurance. A touring team typically needs insurance for
medical expenses (including emergency assistance), cancellation and delay,
personal liability and baggage. But some
sports are harder and more expensive to insure than others. Any sports with an
impact issue–such as rugby or basketball where players impact each other, or
cycling where impact is with the road-means risk of injury is substantially
higher.
