Travellers to North Africa and the Middle East have been urged to heed government travel advice or face losing insurance cover.
Stuart Bensusan of Thomas Cook-owned EssentialTravel.co.uk says, “Consumers need to listen and adhere to the advice given by the Foreign Office as travel insurance does not cover anybody travelling to an area once it has been deemed unsafe. If passengers travel prior to the Foreign Office warnings, they will be covered for medical expenses and repatriation, hospital benefit and personal accident as normal.”
The Foreign Office updates details of countries several times a day on its website where it explains the warnings in detail. You can get personalized emails for individual countries, sent whenever a country detail is amended
If you travel to a country where the Foreign Office recommends against all but essential travel – do not expect your travel insurer to pay any claims. Neither holidays, nor visits to relatives, nor business trips are regarded as business travel.
At Wednesday 23 February, it warns against all travel to Somalia or the Ivory Coast; and all but essential travel to Libya, Bahrain, Guinea, Mauritania, Niger and Haiti.
It also has a longer list where it advises against all travel to certain areas of over 30 countries including Lebanon, Afghanistan, Iran, Iraq, Yemen and Chad.