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New insurance requirements for Saudi Arabia

Saudi flag

Saudi Arabia’s insurance sector is set for changes in 2011 with the implementation of a law mandating health insurance for all private sector employees. 


Insurance activity in Saudi Arabia is governed by a law that includes requirements for employers to pay for medical insurance for employees, but allowed for implementation in several phases. The employees of large private sector organizations were shifted to the new insurance regime gradually, starting with the largest companies – defined as those with 6000 or more workers – and moving to the smallest ones.


This year’s change addresses the rest of the private sector. All expatriate workers, not including domestic help, must now be insured with locally authorized health insurers.


For the future, domestic workers – maids, cooks, gardeners and other similar household help may also have to buy insurance as do other expatriate workers.

International health insurance news: 1 February 2011