Just a few weeks ago, both Egypt and Tunisia offered the perfect getaway for affordable winter sun. But recent civil unrest in both countries may now be causing concern for some holidaymakers.
If contemplating a change in their future holiday destination, or if they are already on holiday when unrest breaks out, travellers will want to be certain about what cover their travel insurance will provide. Travel insurance website insurewithease.com offers advice to those who may be facing delays or cancellations, or who want to change their travel plans.
Sarah Findlay of insurewithease says. “In the first instance, travellers should check the Foreign Office website to see if it is safe to travel to their chosen destination. This information is updated daily. If the Foreign Office has advised against travel, your travel insurance policy will no longer provide cover if you travel against their advice. In this situation travellers should contact their tour operator for the latest information. If a tour operator is unable to operate the holiday due to FCO advice they have a duty to offer an alternative holiday or a full refund. For families and individuals who have already reached their destination and civil unrest has broken out during their trip, they will be covered as normal under the medical and personal accident sections of their policy, so long as they follow current FCO advice and do not intentionally get involved in any demonstrations. In the case of Egypt, where there is civil unrest, FCO is advising against all but essential travel to Cairo, Giza, Alexandria, Luxor and Suez and advises any British nationals in these areas to leave where it is safe to do so. Red Sea resorts like Sham-el-Sheikh remain calm, but the situation can change quickly.”
For insurewithease policyholders who were due to travel to Tunisia and have had to rearrange their trip, they can simply transfer their policy to the new destination. There is no administration charge, although it may be subject to any additional premium due to a change in destination or duration.