Cheapflights helps travellers protect themselves
in the event of another white Christmas and the havoc that may come with it.
Nadine Hallak for Cheapflights says, “It is
important to understand travel insurance and use it wisely to protect yourself
and your trip. While it may not be possible to plan for absolutely everything,
it is quite possible to get cover for most things.”
Single trip versus annual multi-trip
An annual multi-trip insurance policy is going to
be cheaper than taking out a single trip insurance policy each time you travel.
They may specify a time limit for the amount of cover offered. For example, up
to 60 days or less per trip.
Health insurance on the go
UK residents travelling through EU countries
holding a European Health Insurance Card (EHIC) are entitled to medical
treatment within state-run hospitals in those countries at the same cost as
local residents. Additional eligible countries also include Norway,
Switzerland, Liechtenstein and Iceland. Cards are free for all, including
children, and can last up to five years then should be renewed online.
Worldwide medical cover on travel insurance is much wider than EHIC cover.
Winter sports and adventure travel
You should inspect policies carefully because, when it comes to extreme
sports like heli-skiing or bungee jumping, some providers may limit the number
of times you can indulge in your adrenaline sport of choice. For example, they
may cover for two bungee jumps but not three, or they may cover for leisurely
skiing, but not a ski race.