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Insure your travels

Cheapflights

Cheapflights helps travellers protect themselves in the event of another white Christmas and the havoc that may come with it.

 

Nadine Hallak for Cheapflights says, “It is important to understand travel insurance and use it wisely to protect yourself and your trip. While it may not be possible to plan for absolutely everything, it is quite possible to get cover for most things.”

 

Single trip versus annual multi-trip

An annual multi-trip insurance policy is going to be cheaper than taking out a single trip insurance policy each time you travel. They may specify a time limit for the amount of cover offered. For example, up to 60 days or less per trip.

 

Health insurance on the go

UK residents travelling through EU countries holding a European Health Insurance Card (EHIC) are entitled to medical treatment within state-run hospitals in those countries at the same cost as local residents. Additional eligible countries also include Norway, Switzerland, Liechtenstein and Iceland. Cards are free for all, including children, and can last up to five years then should be renewed online. Worldwide medical cover on travel insurance is much wider than EHIC cover.

 

Winter sports and adventure travel

You should inspect policies carefully because, when it comes to extreme sports like heli-skiing or bungee jumping, some providers may limit the number of times you can indulge in your adrenaline sport of choice. For example, they may cover for two bungee jumps but not three, or they may cover for leisurely skiing, but not a ski race.

Travel insurance news: 7 December 2011