The latest analysis of insurewithease.com figures reveals that the average cost of a winter sports claim in 2009/10 was £478, but a winter sports travel insurance policy could cost as little as £32.16 for a whole family.
As skiers prepare for their winter breaks on the slopes, winter sports holidaymakers should protect themselves by checking equipment thoroughly, not skiing off-piste, wearing goggles and sunscreen and getting fully insured for all activities planned.
Insurewithease.com claims data shows that Eastern Europe has slipped in just behind Austria and Switzerland as the fifth most popular winter sports destination. France is still the hot favourite for skiing with 47% of winter sports claims being made here. Those looking for a skiing or snowboarding holiday are still willing to travel long haul, with North America coming in second place with 15%.
When it comes to winter sports claims, 55% are for medical reasons with fractures and broken bones being the biggest cause of a claim at 15%. While the average cost of a claim is £478, a serious leg fracture in US resorts such as Colorado or Lake Tahoe, could cost as much as $43,000, or in Eastern Europe charges could reach £10,000.
Ian Gilmour of insurewithease says, “Whether snowboarding, skiing or tobogganing, we urge travellers to make sure they take the right precautions and get good winter sports travel insurance as well as a ski pass. Almost 40% of claims in 2009 were made by people in their 20s and only 5% by people over 50. Those travelling without adequate insurance risk huge medical bills. Even a short trip can end up costing thousands if someone falls ill or has an accident, so travelling with the right level of cover is crucial for that added peace of mind.”