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Huge increase in winter sport travel insurance claims

Sainsbury's Bank

Sainsbury's Travel Insurance is urging winter holidaymakers to make sure that before they hit the slopes, they have their European Health Insurance Cards (EHIC) and comprehensive travel insurance.

 

Analysis of medical expenses paid on winter sports related insurance claims reveals that they increased by 25% between 2006 and 2007 and by 11% between 2007 and 2008.

  

In 2008, the average value of a winter sports injury related claim from America and Canada was £2,991, the highest received, compared to £604 in Bulgaria.

  

Country average value of travel insurance claim linked to winter sports injuries 2008

  

USA/Canada

£2,991

Germany

£1,211

Austria

£1,023

Switzerland

£919

France

£760

Italy

£679

Bulgaria

£604

  

Sam Marrs of Sainsbury's says: "When travelling abroad in Europe, you need to make sure you have both your EHIC and travel insurance. However, your EHIC will only provide you with access to the same state-provided healthcare as a resident of the country you are visiting so it should not be solely relied upon. You need travel insurance to pay for any private medical treatment or for example to be airlifted from the slopes or repatriated back home. An air ambulance alone can cost up to £20,000 in Europe and as much as £60,000 in The USA and Canada."

 

Sainsbury's Travel Insurance research reveals that the most common travel insurance claim related to winter sport activity is knee ligament injuries ,followed by fractured legs and shoulder injuries.

  

Travel insurance: News update: December 2008

 

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