The Ski Club of Great Britain warns skiers and snowboarders that they could face huge bills if they do not take out appropriate travel insurance with suitable cover for their snow sports holiday this season.
On a poll on www.skiclub.co.uk, one in three of those questioned said their insurance only covered them for the basics or they were not covered at all.
“People who are unlucky enough to have an accident on the slopes can often get caught out by either forgetting to take out insurance, thinking they can risk going away without it, or not taking out adequate cover. The key is to read the small print and make sure your policy covers you for all the activities you will be taking part in.” says Alyn Morgan at the Ski Club of Great Britain.
The Ski Club offers the following tips for buying snow sports travel insurance:
Do not just go for the cheapest travel insurance policy. Cheaper policies may not cover all winter activities
If you think you may be partaking in any extra winter activities such as off-piste skiing or snowboarding, snow parks, snowmobiling, dog-sledding, tobogganing or ski touring make sure your policy covers you for this
Annual multi-trip insurance policies can often save time and money if you take several trips a year. Most specialist snow sports policies also cover for summer activities.
The real cost when things go wrong
If you do have an accident and you are not insured you may end up with a frightening bill.
Potential costs for European accidents:
Cost of an air ambulance: £5,000 - £10,000
Repatriation to the UK with family escort: £200 - £800
Repatriation to the UK with stretcher: £3,350 - £5700
Potential costs for accidents in North America:
Cost of an air ambulance: £30,000
Repatriation to the UK with upgraded seats (required for leg injuries): £2,000 - £5,000
The Ski Club of Great Britain offers insurance policies designed by experts especially for snow sports enthusiasts. Policies are available at standard, super and executive level, for single trips, annual multi-trip or seasonal.
Ski Club of Great Britain policies cover as standard on and off-piste skiing and snowboarding (with or without a guide), snow parks, cross country skiing, ski touring, heli skiing, recreational racing, cat skiing, snow shoeing, dog sledding, bob sleighing, ice skating, curling and tobogganing.
Travel insurance: News update: December 2008