All foreign workers employed in Malaysia, except for domestic maids, must have medical insurance coverage from 1-1-2011.
The new government ruling is to ensure that foreign workers’ medical bills in public hospitals will not be a burden to the government. Each worker must have medical insurance coverage. Employers hiring new foreign workers will have to enclose a copy of the medical insurance policy for their prospective employees when applying for a work permit. For existing foreign workers, employers will have to submit a copy of the insurance policy when renewing their work permits.
The question of who will pay the medical insurance premium – employers or their workers – has yet to be settled. The government had appointed 31 insurance companies to provide cover for foreign workers.
It is not yet clear whether or not having an expatriate insurance policy is regarded as meeting the law, or whether all expat workers will have to buy the new cover from Malaysian insurers.