Axa improves critical illness policies

AXA has added three conditions to its critical illness cover and now provides cover for 37 conditions, including primary pulmonary hypertension, systematic lupus erythematosus and encephalitis.

Other changes include cover for low-grade prostrate cancer as an additional benefit. Policyholders with the condition will be eligible for the lower of 20% of the sum assured or £15,000 if they have to undergo a complete removal of the prostate, external beam or intertistial implant radiotherapy.

It has also increased the percentage of the sum assured they will pay under children's cover benefit from 25% to 50% or £25,000. Four children are now eligible for cover, double the previous number.

AXA will now reduce premiums on policies that exclude cover for cancer (up to 28% reduction) and multiple sclerosis (up to 3%)

Axa’s David McCormack says: “Evolving our critical illness cover so that our definitions are clearer and to ensure it continues to meet the needs of our consumers is essential. As we all know life isn’t straight forward and by offering greater flexibility through premium reductions and additional benefits, we want to ensure that people are covered fairly and for as many relevant circumstances as possible.”    

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Axa improves critical illness policies
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